Filing for Bankruptcy: A Fresh Start

The policy underlying the Bankruptcy Code is to give debtors a Fresh Start. The Portland bankruptcy attorneys of Baxter & Baxter can help you file for bankruptcy, guide you through the process of obtaining a discharge, and make it possible for you to get that Fresh Start.

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What Happens After Bankruptcy?

After the U.S. Bankruptcy Court Judge enters the final discharge order in your case, it acts as a permanent injunction against your creditors. For all debts that are not reaffirmed or otherwise continued by the Court, those creditors are permanently barred or enjoined from attempting to collect from you, including collection letters, harassing phone calls, and suing you in court. You must repay any debts that are reaffirmed, or which the Court requires you to repay.

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Obtaining Credit After Bankruptcy?

It is a common misnomer that consumers cannot obtain credit after bankruptcy. It is true that the bankruptcy will have an adverse consequence on your credit score and credit report. The bankruptcy itself will appear on your credit report for ten years. You may pay higher interest rates, obtain lower credit limits, or have other conditions placed on your credit than prior to your bankruptcy. However, these are often some of the same consequences of having active collection accounts on your credit report.

If you would like a free consultation with an Oregon bankruptcy lawyer, call (503) 297-9031 today!

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Get a Fresh Start Today!

When the financial troubles of life come your way, and the creditors won’t stop calling, bankruptcy could be the right choice for you, bankruptcy will not ruin you like the debt consolidation programs often claim. It could be a fresh start provided to you by the government. After bankruptcy it could only take 2 years to rebuild your credit and get you back on track. Our law offices can help you choose your best options and get you on the road to financial recovery Discover the advantages of bankruptcy before making your next move

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This information is presented by the Bankruptcy Practice Group of Baxter & Baxter, LLP. The Portland, Oregon bankruptcy attorneys, Hillsboro, Oregon bankruptcy attorneys, and Vancouver WA bankruptcy lawyers of the Bankruptcy Practice Group represent individuals in Chapter 7 and Chapter 13 bankruptcies. We offer a free initial consultation. We can stop collection calls from debt collectors and home foreclosures. We can advise consumers whether to file for bankruptcy, and what form of bankruptcy to file.

The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a Pacific Northwest consumer protection law firm with offices in Portland, Hillsboro, Oregon City, and Vancouver.

Baxter & Baxter, LLP
Baxter & Baxter, LLP
Baxter & Baxter, LLP
Baxter & Baxter, LLP

The Oregon consumer protection lawyers of the Consumer Litigation Group represent individuals in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. The Portland, Oregon bankruptcy attorneys, Hillsboro, Oregon bankruptcy lawyers, Oregon City, Oregon bankruptcy attorneys, and Vancouver, Washington bankruptcy lawyers of the Bankruptcy Practice Group represent individuals in Chapter 7 and Chapter 13 bankruptcy. Our mission of committed and zealous consumer advocacy is unrivaled, and our track record of excellence and professionalism is recognized nationwide.

Baxter & Baxter, LLP
Baxter & Baxter, LLP
Baxter & Baxter, LLP
Baxter & Baxter, LLP

Nationally Respected Consumer Protection Attorneys

The consumer protection attorneys of Baxter & Baxter, LLP, represent consumers in false credit report cases, unlawful debt collection practices cases, and other consumer cases. We handle identity theft cases and cases of mistaken identity. These cases often involve false credit reports, credit report disputes, and debt collector harassment. We also represent consumers who have been sued by debt collectors for bills that they do not owe.

Baxter & Baxter, LLP
Baxter & Baxter, LLP
Baxter & Baxter, LLP

Knowledgeable and Dedicated Bankruptcy Lawyers

The Portland, Oregon bankruptcy lawyers, Hillsboro, Oregon bankruptcy attorneys, Oregon City, Oregon bankruptcy lawyers, and Vancouver, Washington bankruptcy attorneys represent individuals in Chapter 7 and Chapter 13 bankruptcy. We offer a free initial consultation. We can stop collection calls from debt collectors and home foreclosures. We can advise consumers whether to file for bankruptcy, and what form of bankruptcy to file.

Baxter & Baxter, LLP
Baxter & Baxter, LLP
Baxter & Baxter, LLP

Call today to speak with a Portland bankruptcy attorney, an Oregon City bankruptcy attorney, a Hillsboro bankruptcy attorney, or a Vancouver WA bankruptcy attorney.

Baxter & Baxter, LLP
Baxter & Baxter, LLP
Baxter & Baxter, LLP
Baxter & Baxter, LLP